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Analysis: Could regulators trigger another crisis?

Increased regulation is a global phenomenon and a consequence of the financial crisis. But how much is too much? Could ...

Analysis: Lending curbs could be permanent

The Bank of England has confirmed that its own version of APRA lending curbs will become a “structural feature” of the ...

Analysis: The missing piece in Australian housing

The 2017 federal budget included a raft of measures to improve housing affordability. But will any of these measures actually ...

Analysis: APRA action and bank rate hikes

In the past week, the industry has seen a flurry of mortgage rate increases from big banks and non-major lenders alike

Analysis: The investor lending dilemma

The RBA was the first to sound the alarm on property investors. Now it worries what might happen if they actually go away.

Analysis: How lending curbs reshaped the industry in 2016

Over the last 12 months pricing and policy changes continued to disrupt the Australian mortgage market. We review how the ...

Analysis: The financial services revolution

At a warehouse in Walsh Bay on Monday night a diverse group of start-ups, fintechs, angel investors and mortgage lenders ...

Analysis: Is APRA about to curb lending again?

By all accounts, the prudential regulator has been happy with the impact of its 2014 lending curbs. But a number of recent ...

Analysis: Majors under attack over meagre rate cuts

Anyone who has a home loan with one of the big four banks (8 in 10 mortgage holders) will no doubt be miffed about missing ...

Analysis: Westpac’s new online lending investment

A closer look at the big bank’s latest beneficiary signals a growing appetite for innovative lending platforms.

Analysis: No LMI. No trail. No rate discounts. No good?

The FBAA's Peter White recently announced that he will be travelling overseas to gain a deeper understanding of how different ...

Analysis: Is the mortgage industry ready for disruption?

Fintech businesses have descended on the mortgage market in recent months, eager to establish themselves as legitimate ...

Analysis: The aftermath of the 2016 budget

The 2016 federal budget has been met with mixed reviews. However, it was generally good news for business owners in the ...

Analysis: Chinese money and Australian real estate

The RBA has warned that a fall in Chinese demand for Australian property could have serious consequences for local lenders

Analysis: Lending curbs around the world

It’s easy to think we’re the only ones being subjected to lending curbs. But APRA’s crackdown must be viewed in a global ...

Analysis: Major bank’s ‘torturous and expensive journey’

NAB shareholders will no doubt be pleased with the group’s decision to offload its UK assets, but a closer look at Clydesdale ...

Analysis: Packer enters mortgage market

A listed online real estate group, which boasts James Packer as one of its largest shareholders, has announced a major ...

Analysis: The simple bank that created a big problem

The failure of Bankwest’s former owner HBOS provides important lessons for the future of banking and financial services ...

Analysis: the new wave of personal lending

A flurry of personal lending news over the past few weeks begs for a closer look at where these small loans sit in the big ...

Analysis: Are the big four’s ‘easy days’ really behind them?

It’s been a tumultuous month for Australia’s big four banks.

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