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Andrew Way

AUTHOR|No. of Articles: 9

Andrew Way is the director of Semper Capital and is credit, investor relations, corporate strategy and responsible lending lobbyist.

Andrew has worked in banking and finance for 30 years, specialising in risk management. Originally from the UK, he worked in Hong Kong and Singapore for 12 years before moving to Australia in 1999 as CEO International Ratings for Ernst & Young. He has also worked in the private sector and as a consultant and advisor to governments and non-governmental organisations.

Andrew is one of the founders of Semper and remains an advocate of regulatory reform in the (currently non-regulated) commercial finance sector and a proponent of responsible lending practices.

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Navigating a ‘phoney economy’

When money has no value, there’s a prevalence of ‘gift lenders,’ and the property market ‘pretends’ to rise, s...READ MORE

Private lending trend analysis: residual stock

The director of private commercial lender Semper, Andrew Way, reveals there has been a noticeable increase in applicatio...READ MORE

Keep calm and carry on

A letter to brokers from a veteran financier. READ MORE
Andrew Way, bank loans, cash rate, RBA, Reserve Bank of Australia

Why bank loans are so high despite the cash rate being so low

The RBA cash rate and its effect on bank rates for deposit and loan products is not an arbitrary fixture and almost neve...READ MORE

Cash rate predictions — nothing is simple!

There has been a great deal of speculation around the movement of the RBA cash rate in 2018, with one publication showin...READ MORE
Andrew Way, China, syndrome, trade with China

The China syndrome

There has been much talk this month about Australia’s over-reliance on the Chinese economy. With two-way trade at A$15...READ MORE
Andrew Way

Deals we didn’t do this month – and insights as to why

We don’t know about how you feel, but we get a little bored of newsletters with examples of successful applications fo...READ MORE
Andrew Way

The ‘housing bubble’: a tale of two markets

There has been a great deal of press speculation around the issue of a potential ‘housing bubble’ and a great number...READ MORE
Andrew Way, ABC television, troubled mortgages, borrowers, dealing with lenders, non-bank lending, ASIC

The challenge to regulators in the non-bank lending space

ABC television recently aired a documentary that described the experiences of troubled mortgagees who had sought the ser...READ MORE

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