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Troy McErvale

AUTHOR|No. of Articles: 11

Troy McErvale is the founder and managing director of Freedom Home Loans and My Personal Lender, a combined mortgage broker and mortgage management business in Australia started in 2001. Since 2010, the company has offered an expanded service to include mortgages for foreign owners of US property, as well as US property consulting services to high net worth clients.

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Facts and fiction of the property market

Over the past few weeks, I have taken note of the Facebook posts of the Australian Financial Review and in particular th...READ MORE
Troy McErvale

Regional investment a ‘super’ idea

Do you know what the balance of your super fund is today? Did it increase in value last year? Perhaps you know how much ...READ MORE
Troy McErvale, mortgage market, Google, Google Compare, closure, Google Advisor

Don’t count Google out of the mortgage market

In case you missed it, Google recently announced the closure of Google Compare. READ MORE

The future of cryptocurrency

If you are interested in cryptocurrency, you will have noticed a lot of things happening over the past few weeks. ...READ MORE
Troy McErvale, housing bubble, Sydney, housing price

Is Sydney really in a housing bubble?

A couple of months ago, I read an article by the ABC citing federal Treasury Secretary John Fraser, who was warning at a...READ MORE
Troy McErvale

Does technology help us or hinder us?

Aaron Shapiro is CEO of Huge, where he helps some of the world’s largest companies reimagine how they interact with t...READ MORE
Troy McErvale, P2P lending

The impact of P2P lending on banks

When Bill Gates spoke his now oft-quoted “banking is necessary; banks are not” reference in 1994, I wonder if he kne...READ MORE
Troy McErvale

Vertical integration: no good for brokers or consumers

If you haven’t read through the Financial System Inquiry’s final report released in November last year, you should t...READ MORE

If it ain't broke, don't fix it

The Reserve Bank of Australia believes that some sectors within the Australian residential property market may be headed...READ MORE

A broker-owned union is the answer to big bank dominance

The Financial System Inquiry released its interim report in July, and is now seeking a second round of submissions. ...READ MORE

Coles could make a big success with mortgages

In 2012, The New York Times reported a story about Target sending coupons for baby clothes and maternity wear to a teena...READ MORE

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