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1 Apr 2020
APRA unveils regulatory approach to RBA funding facility
The regulatory approach to the RBA’s recently announced term funding facility, which aims to incentivise lenders to continu...
18 Nov 2019
Arrears rates pose little risk to financial stability: RBA
The central bank has noted lower mortgage arrears rates for more recent loans, attributing it to the effectiveness of tighter...
12 Jun 2018
Aussie banks less reliant on offshore funding: RBA
The Reserve Bank has outlined how Australia’s banks, which have traditionally relied on foreign markets for funding, have g...
5 Feb 2015
Bank modelling has RBA cutting rates to 1 per cent
The central bank’s decision to lower the official cash rate could signal a new downward trend. ...
16 Mar 2017
Banks can withstand a housing downturn: RBA
Macroprudential measures enacted since 2014 have put the four major banks in a position to cope with any future falls in hous...
1 Sep 2015
Banks reducing suburban retail footprint
More banks are downsizing their physical occupancies in suburban areas amid the rise of online shopping and banking, accordin...
3 May 2019
Banks, RBA and APRA consider ‘alternative’ to cash rate cut
The central bank, APRA and the banking industry are considering reducing a key mortgage measure as an alternative to a cash r...
16 May 2019
Below target wage growth not enough to sway RBA
Another economic indicator has fallen below target, but it may not be enough to provide the Reserve Bank with a “clear sign...
12 Mar 2020
Benefits of low rates to offset margin squeeze, insists RBA
The Reserve Bank has claimed that the impact of its rate cuts on credit quality would outweigh the strain on bank margins. ...
20 Sep 2017
Best lending standards 'might not be enough': RBA
The central bank has clarified its views on Australia’s high levels of household debt and warned that “even the best lend...
3 Mar 2020
Big four move in tandem with RBA, slash rates
A host of lenders, including the major banks, have reduced their mortgage rates in response to the Reserve Bank’s fourth cu...
22 Dec 2016
Board changes at RBA
Treasurer Scott Morrison has announced that Carol Schwartz will join the board of the Reserve Bank as a part-time member. ...
2 May 2019
BONUS PODCAST: Is the RBA cash rate still relevant?
The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. ...
2 Jun 2020
Calls for negative interest rates renewed
The central bank has been urged to consider further cuts to the cash rate in the wake of the unprecedented COVID-19 crisis. ...
27 Nov 2018
Cash payments are ‘niche’: RBA governor
The governor of the Reserve Bank of Australia has said that Australians have embraced electronic payments and will cont...
12 Mar 2015
Cash rate a ‘blunt tool’, says RBA
The Reserve Bank has admitted that the official cash rate is a ‘blunt tool’ and that monetary policy guides the economy ...
15 Apr 2014
Cash rate to remain steady to year end: RBA
The official cash rate is expected to remain unchanged at 2.5 per cent for the rest of 2014, according to the Reserve Bank. ...
25 May 2018
China’s debt a risk to Australia, warns RBA
Reserve Bank of Australia governor Philip Lowe has warned that China’s “highly indebted economy” poses a threat to pros...
14 Jun 2019
Consumers more pessimistic despite RBA rate cut
Consumers are more pessimistic about the economy following the Reserve Bank’s rate cut in June, according to new survey res...
13 Sep 2016
Contagion risk still remains, says RBA
Regulatory action since the GFC has reduced the systemic risk posed by the 'interconnectedness' of financial entities, b...


I'm pretty concerned about investor activity right now and its impact on housing prices. Yes, banks have relaxed lending criteria, making it easier to get money but the impact Ive seen already in inve.....rba needs to get the nest year or so right otherwise well be in trouble.

Any out-of-cycle downward cut to variable rates has to be minor and more likely an adjustment to previous rate cuts that were not fully passed on. The RBA's cash rate determines a benchmark for margin.....rba's cash rate determines a benchmark for margins, and while some lenders may take a hit on their m...
I dont know of any bank that has lifted their reverse mortgage interest rates out of line with any RBA movements. What the hell are they talking about?.....rba movements. What the hell are they talking about?

Such garbage... CHOICE is the most corrupt organisation in Australia, and only recommend businesses, companies, people that benefit themselves. The only conflict of interest via the commission syste...

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