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The rise and rise of alternative lending: what you need to know as a broker

As brokers, you’ve probably seen it all. Exciting new products hitting the market and creating a frenzy, then spectacularly ...

Australia’s property market – from an analyst’s perspective

A recent depreciation of the Australian dollar effectively makes the Australian property market, and all assets for that ...

What is financial literacy really about?

There’s a general call for increased financial literacy education for consumers. But have we ever stopped to ask ourselves ...

It’s time to take notice of marketplace lending

Marketplace lending is one of the biggest disruptions faced by the Australian financial sector. It is the democratisation of ...

The time has arrived for brokerages to cash in on budget benefits

Now that we’re into the new financial year, many brokerages have started to see how the federal budget will affect them

Finding your way in commercial lending

With brokers now writing more than 50 per cent of home loans in Australia, the same trend is well and truly playing out in ...

The talent shortage in mortgage broking

It’s no secret that mortgage broking is a grey-haired industry. With heaps of articles written about the ‘next generation of ...

My take on negative gearing reform

Retrospectively terminating negative gearing would not only be inherently unfair to the increasing number of Australians who ...

The lucrative upside of managing commercial clients’ expectations

This article is for those brokers out there who currently provide a commercial lending service or who are contemplating ...

Government needs to regulate overseas sellers

The federal government needs to clamp down on overseas sellers of second-hand Australian property to foreigners.

The ‘housing bubble’: a tale of two markets

There has been a great deal of press speculation around the issue of a potential ‘housing bubble’ and a great number of ...

Making business small talk meaningful

Most people don’t like small talk – we’re all far too busy and important, and just want to get on with whatever it is we’re ...

The lowdown on the banks’ changes to investor lending rules

As Australian banks seek to slow down growth in investor lending, their changes are likely to be entirely dependent on the ...

The secret to combining real estate and broking businesses

I have observed many financial service arms start up within real estate organisations through my many years in the real ...

Beware of upfront fees

There are a lot of brokers in the finance industry who advertise that they are lenders and ask for substantial upfront fees

Chinese prefer Fiji to Australia for expensive property

My co-chief executive, Simon Henry, was on CNBC Asia in April, talking about the countries where Chinese buy the most ...

Government decision could backfire badly

Foreign property investors are being used as cash cows by the Victorian government, which has the potential to impact on ...

Tax incentives would encourage more foreigners

One way to encourage foreigners to put ‘skin in the game’ is to extend existing tax incentives for entrepreneurs as part of ...

Bitcoin, blockchain and real estate

It seems everyone is talking Bitcoin and blockchain these days. The financial press, announcements from the stock market, and ...

Slow uptake of comprehensive credit reporting

Comprehensive credit reporting was introduced in Australia more than 12 months ago. With it came the opportunity for credit ...

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