Analysis: How LVR limits helped de-risk the NZ mortgage market
A new study from the Reserve Bank of New Zealand (RBNZ) seeks to demonstrate how applying limits to loan-to-value ratios (LVR) helped de-ris
Arrears on non-conforming loans continue to fall
Delinquencies on prime residential mortgages are rising while those on non-conforming mortgages are falling, the latest data from Standard
Fitch rates Macquarie Group
Macquarie Bank Limited has received A credit ratings, but its parent company’s earnings are expected to remain “more volatile” than th
Analysis: Is SMSF lending on the chopping block?
With Westpac and its subsidiaries bowing out of the SMSF lending space, the future of this niche offering is uncertain.
Major banks reveal what it means to act ‘fairly and reasonably’
The big four banks have responded to the royal commission’s call for a definition of what it means to act “fairly and reasonably” towa
Cooling property market a ‘key risk’ for regional bank
A banking analyst has warned that challenger bank Bendigo and Adelaide is highly exposed to the Victorian housing market, where price growth
ANZ, NAB deny misconduct in agribusiness cases
The major banks have denied that their treatment of agribusiness customers amounted to misconduct.
Government and industry weigh in on credit curbs
The federal government, industry analysts and the Reserve Bank have weighed in on the impact of the recent slowdown in credit growth and wea
Peter Sheahan
The next stage in the mortgage refinance market
Nick Young
Gearing for growth
Matt Comyn
Doing what is necessary to put things right
