Polls

Num	Title	Start Voting	End Voting	Status	Votes
1	Are consumer brands and new banking entrants a threat to existing lenders?	April 7, 2014	May 7, 2014		188
2	Do Australian lenders need to develop more innovative products?	May 12, 2014	June 12, 2014		123
3	Are low-doc loans gaining momentum?	June 13, 2014	July 13, 2014		186
4	Does vertical integration in mortgage broking create conflicts of interest?	July 16, 2014	August 22, 2014		193
5	Do you sell reverse mortgages?	August 21, 2014	September 21, 2014		137
6	Can brokers also be financial planners?	September 22, 2014	October 22, 2014		472
7	What's driving investor lending?	October 22, 2014	December 22, 2014		169
8	Would higher rates on investor home loans cool the market?	November 21, 2014	January 21, 2015		188
9	Is peer-to-peer lending a threat to brokers?	December 11, 2014	January 11, 2015		120
10	Do you use specialist lenders?	January 14, 2015	February 14, 2015		117
11	Who is your strongest referral partner?	February 13, 2015	March 13, 2015		191
12	Which of the following do you offer in addition to home loans?	March 13, 2015	April 13, 2015		122
13	What is the biggest disruptive force reshaping the Australian mortgage market?	April 10, 2015	May 10, 2015		185
14	What do you see as a key growth area over the next 12 months?	May 8, 2015	June 8, 2015		148
15	How secure are Australia’s banks?	June 5, 2015	July 5, 2015		169
16	Will the Greek debt crisis significantly impact Australian lenders?	July 3, 2015	July 31, 2015		120
17	What is the most valuable tool for recruitment?	July 24, 2015	August 14, 2015		75
18	Will we see further mortgage repricing from lenders?	August 14, 2015	August 28, 2015		53
19	What proportion of your business is commercial lending/ SME finance?	August 28, 2015	September 25, 2015		73
20	Which major bank currently offers the best discounts on owner-occupied loans?	September 25, 2015	October 30, 2015		186
21	Will the non-banks benefit from the recent rate changes by the majors?	October 30, 2015	November 20, 2015		54
22	Does bank mortgage data require greater scrutiny?	November 20, 2015	December 18, 2015		52
23	Will the non-majors increase their mortgage market share in 2016?	December 17, 2015	January 15, 2016		71
24	Which state or territory will experience the biggest decline in property prices in 2016?	January 15, 2016	February 12, 2016		139
25	Does the NCCP require greater clarity around personal lending products?	February 12, 2016	April 1, 2016		53
26	Will we see a rise in commercial lending activity as the housing market continues to cool off?	March 31, 2016	May 6, 2016		70
27	Should Australia’s local and state governments replace stamp duty with universal land taxes?	May 6, 2016	June 10, 2016		90
28	Who will win the rate-rigging wars: ASIC or the major banks?	June 10, 2016	July 29, 2016		130
29	Will same-day mortgages become a reality in the next five years?	July 28, 2016	August 26, 2016		69
30	What do you see as a key growth area over the next 12 months?	October 4, 2016	November 4, 2016		34
31	Do you think the ASIC review will support ongoing trail commissions?	November 1, 2016	December 4, 2016		66
32	Will we continue to see major banks hike variable mortgage rates?	December 4, 2016	December 31, 2016		61
33	Which lenders currently offer the best home loans for property investors?	January 4, 2017	February 4, 2017		104
34	When did you last use a fintech lender?	February 6, 2017	March 1, 2017		30
35	When do you expect interest rates to go up again?	March 6, 2017	April 6, 2017		171
36	What are your thoughts on the crackdown on interest-only loans?	April 10, 2017	May 10, 2017		110
37	Are lenders more committed to the broker channel than they were 10 years ago?	May 9, 2017	June 9, 2017		82
38	Which lender segment offers the quickest turnaround times?	June 9, 2017	July 9, 2017		112
39	Do you believe that debt finance will be harder to access in the next 12 months?	July 13, 2017	August 17, 2017		157
40	Who is responsible for ensuring accurate information on broker home loans?	September 15, 2017	October 15, 2017		178
41	What is better - a Royal Commission or commission of inquiry into the banks?	December 4, 2017	January 15, 2018		106
42	Should more negative gearing policies be introduced to address housing affordability?	January 16, 2018	February 16, 2018		67
43	Should first home buyers wait for property prices to fall further or buy now?	February 20, 2018	March 20, 2018		107
44	Do you expect access to credit to get harder this year?	May 7, 2018	June 7, 2018		1883
45	Is enough being done to ensure responsible lending?	September 17, 2018	October 17, 2018		2410
46	Do you think the banking royal commission recommendations could negatively impact competition in the mortgage market?	March 20, 2019	May 20, 2019		2387
47	Do you think the mortgage market will see more consolidation this year?	August 21, 2019	October 31, 2019		732
48	Do you think Australia will move to quantitative easing this year?	December 16, 2019	February 28, 2020		802
49	Do you expect COVID-19 to reduce or increase your business flows?	May 1, 2020	July 31, 2020		1439
50	Do you expect to see strong uptake of the HomeBuilder scheme?	August 10, 2020	October 30, 2020		1605
51	Do you expect to see strong uptake of the HomeBuilder scheme?	August 10, 2020	October 30, 2020		1
52	How long do you think it should take to discharge a mortgage?	May 25, 2021	July 30, 2021		1543
53	Do you think APRA's bank buffer changes will see more borrowers use non-banks?	October 19, 2021	December 31, 2021		762
54	When do you expect the cash rate to start increasing?	January 21, 2022	March 4, 2022		1604
55	How much do you think Australian house prices will drop this year?	March 4, 2022	May 31, 2022		151
56	What is the maximum proportion of income borrowers should use to service a mortgage?	May 18, 2022	June 18, 2022		517
57	Do you think the new NSW property tax will help or hinder first home buyers?	June 27, 2022	August 8, 2022		477
58	When do you think the property market will bottom out?	October 12, 2022	November 12, 2022		387
59	What do you think will be the biggest mortgage trend of 2023?	January 12, 2023	February 12, 2023		99
60	Do you think APRA should reduce the 3 per cent mortgage buffer?	February 1, 2023	March 1, 2023		448
61	What do you think the terminal cash rate will be this year?	April 4, 2023	June 30, 2023		491
62	Do you think Philip Lowe will be reappointed as governor of the RBA?	July 4, 2023	August 4, 2023		78
63	Do you think investor lending will increase or decrease this year?	July 24, 2023	September 22, 2023		198

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