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The problem with valuations

If I was asked what the single most influential element that defines the success of a loan application was, the answer undoubtedly would be the valuation.

The problem with valuations
Good news as inflation and property prices rise

Japan may have finally broken the “stranglehold” of deflation that has weakened bank lending and the real estate market for 25 years.

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Chinese property ‘buying spree’ to accelerate in 2015

Australia’s Free Trade Agreement (FTA) with China is expected to boost Chinese acquisitions of real estate portfolios across the Australian eastern seaboard.

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The influence of overseas buyers

A petition calling for tighter rules on foreign ownership of Australian property has garnered more than 26,000 signatures.

The influence of overseas buyers
FBAA lobbies APRA over property valuations

The FBAA is urging APRA to investigate how mortgage valuations are calculated, arguing that buyers are being disadvantaged by valuations that are too low.

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How the FSI could impact brokers

The Inquiry has been far reaching, with a strong emphasis on improving consumer outcomes.

Kathy Cummings, The Inquiry, sourcing mortgage finance
Rate cut could be around the corner

Australian September quarter GDP rose 0.3 per cent quarter on quarter, or 2.7 per cent year on year.

Rate cut could be around the corner
Bank reduces Sydney and Melbourne property exposure

A leading regional bank has admitted de-risking its loan book by reducing its exposure to the booming Sydney and Melbourne housing markets.

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Scale of illegal property investment exposed

Well-placed sources in the Australian mortgage and property space have revealed the magnitude of the systemic issue of foreign nationals buying existing property in Australia.

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Property prices likely to keep rising

First home buyers may find life even tougher in 2015, with a survey of 37 economists and industry forecasting property prices to rise even further.

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