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Regulation

Analysis: Could regulators trigger another crisis?

Increased regulation is a global phenomenon and a consequence of the financial crisis. But how much is too much? Could lending curbs stifle growth and create an even bigger problem?

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APRA’s powers are limited, warns Byres

The prudential regulator has reminded a parliamentary inquiry that it does not have oversight of the entire Australian financial system.

mortgagebusiness
Treasury proposes new ASIC licensing powers

Treasury’s ASIC Enforcement Review taskforce has asked for public submissions on its proposed changes to the regulator’s licensing powers.

mortgagebusiness
ASIC cracks down on 'independently-owned' advice

The corporate regulator has released its position on whether advisers that do not meet the criteria in s923A of the Corporations Act can call themselves “non-aligned” or ...

mortgagebusiness
Mortgage investors to profit from APRA curbs

Australian fund manager Merricks Capital believes Australian investors could be the beneficiaries of recent changes in loan regulation.

mortgagebusiness
APRA’s investor crackdown: will it stick this time?

Regulatory measures to curb investor lending appear to be working, with the latest housing finance figures showing a further fall in April.

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Make ASIC a ‘proactive’ watchdog: Kell

ASIC deputy chairman Peter Kell has made the case for stronger banning powers, tougher supervision and higher penalties for wrong-doers.

mortgagebusiness
Regulatory flux driving down average application LVR

Higher property prices, along with lenders’ changing appetites and regulatory flux in the industry, are driving down the national average application LVR according to fresh research.

mortgagebusiness
APRA wants more data on borrower debt levels

The prudential regulator is seeking feedback from the banks on its plans to begin requesting additional data on borrower debt-to-income ratios.

mortgagebusiness
APRA expands senior executive team in restructure

The Australian Prudential Regulation Authority has appointed four new senior executives to its leadership team and created new units, as part of a “broader organisational restructure”.

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