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The 'risk' of SMSF borrowing

Try as they might, the economists and pundits representing the APRA funds and large fund managers cannot prove that borrowing ...

Diversification: the next logical step

There is always a lot of talk about diversification and the role it plays in the business of mortgage brokers.

Four myths of specialist lending

To some, specialist lending arouses thoughts of doing loans under the cover of darkness and cutting corners to get a deal ...

The lowdown on aggregators

When you're first starting out in business as a broker, you are wowed by how great all the aggregators are. They all promise ...

If it ain't broke, don't fix it

The Reserve Bank of Australia believes that some sectors within the Australian residential property market may be headed ...

Professional convergence – the new normal?

At Mortgage Choice, we have long been an avid supporter of diversification.

Mortgage news from the US

I’ve recently returned from the USA, where I attended two conferences – one a highbrow housing finance ‘think tank’ and the ...

Putting investor home loan demand in context

The high level of investor loans being written are clearly on the Reserve Bank’s radar.

A broker-owned union is the answer to big bank dominance

The Financial System Inquiry released its interim report in July, and is now seeking a second round of submissions.

A chip off the old block

The tangled web of bank ownership in Australia means it can be hard to define exactly what is a non-major bank in this ...

The future of mortgage broking

Every time I’ve got comfortable over the years there's generally been an event that’s surfaced to push me out of my comfort ...

Want a 2.8 per cent mortgage?

The Reserve Bank, which has been otherwise idle over the past year, has been keen to point out that the banks are doing its ...

Is short-term lending worth considering?

Interested in boosting your bottom line, expanding your client base and strengthening your service offering?

Waters not so rough for FHBs

When I read the paper, I am often faced with stories about struggling first home buyers.

Opportunity for first home buyers to enter the market

Fixed rates have reached an historic low, with eight providers recently dropping their five-year terms below five per cent, ...

Keeping housing affordable

If the Victorian Government is serious about keeping housing affordable it is important they provide clarity and consistency ...

Is the bank branch headed the same way as the thermal fax machine?

I often find myself walking through the Sydney CBD analysing different businesses, looking at the once great building and ...

Specialist loans do satisfy responsible lending requirements

Some brokers believe speciality, alternate documentation or non-conforming mortgages do not satisfy the ‘responsible lending ...

Selling the hard sell

It doesn’t surprise me that a staff survey at one of the big four found “pressure on bank tellers to push customers into … ...

Property market proving a lucrative investment

The residential property market is Australia’s single largest and most valuable asset class with a total estimated value of ...

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